Paycheck Planner takes a different approach to personal budget planning. With most apps, you create a monthly budget and track your performance based on entering all of your spending transactions. Paycheck Planner focuses on your cash flow going forward. You start by simply entering your income. Select your payday frequency whether its weekly, bi-weekly or monthly and enter the amount of your paychecks. Then you enter your expenses such as car payments, house payments or rent, utilities and so on. Based on the due date of your bills, Paycheck Planner creates a schedule for your expenses for each payday going forward from 1 to 10 years. When your payday arrives, you click on that payday and Paycheck Planner tells you what bills you need to pay. It also gives you a balance for that payday so you can easily see if you have money left over or you have spent too much. You can adjust expenses so that your paychecks balance each time. In addition, you can add expenses that are not re-occurring such as a relatives birthday that you want to save up for. No complicated graphs, no spending categories, and no transaction entering, just a simple plan.
We are introducing this app as a free, as supported product. You can upgrade to the paid version which will remove the ads and enable sharing between your iPhone and iPad.
Please visit our website at www.paycheck-planner.com for more information, how-tos and to report a problem or suggest ways to improve the app.